GeorgiePorgie
PR Founding Father
It's funny how nursing has molded into my political views. Humankind being central etc....
What's yours say s turd?
What's yours say s turd?
Trump daddy
- Thread starter GeorgiePorgie
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GeorgiePorgie
PR Founding Father
No take it and see what it says. I figured it wouldn't be right.
I'm not saying I is right. But the questions it asks makes you think. And there are more than just yes and no. So you can see how others might think. Kinda cool little survey.
I'm not saying I is right. But the questions it asks makes you think. And there are more than just yes and no. So you can see how others might think. Kinda cool little survey.
NQ1965
PR Elite
Interesting.
What's not to respect and admire about Carson ?
His intelligence, patience, intentions and purpose sets him heads and shoulders above the group. Unfortunately he's boding to lead in deep congressional and worldly waters filled with man eating sharks.
We are in need of an aggressive Hawk, not another Dove.
(even if he's a little short on the IQ range)
GeorgiePorgie
PR Founding Father
Well Kristi is genuinely a good hearted woman. Wasn't surprised she was labeled as a Carson supporter. She's got a good mix of conservatism and liberalism. I should keep her around. She's keeps me level on politics i get pretty pissy about some stuff. It's good to have her opinion to settle me downs a bit hahaInteresting.
What's not to respect and admire about Carson ?
His intelligence, patience, intentions and purpose sets him heads and shoulders above the group. Unfortunately he's boding to lead in deep congressional and worldly waters filled with man eating sharks.
We are in need of an aggressive Hawk, not another Dove.
(even if he's a little short on the IQ range)
NQ1965
PR Elite
KO's correct on this. Trump will "USE" the existing establishment system to the fullest extent, and will likely alter little in the structure during his tenure, and this is simply because they aren't going to let him dismantle it. But he will work with it and get things done that otherwise you may never see get done.
I'll take it a step further that it's time for Trump to drop the backbiting, amateur, unprofessional behaviors and return to the message of what he can do for the country. It's time, and he's wasting his opportunity while he has our attention.
If he doesn't, the Clinton/Democrat Media Machine will erode away his image methodically one snippit at a time and the country will be stuck with her.
Sadly, I'm still not a fan of any of the candidates, except maybe Ben Carson, but again we don't need another Nice Guy.
Witnessing this democratic disaster in South Carolina, both reminds me of why the electoral college system exist, and importance of it, while causing me night sweats as to how damaging it will be if we end up with the other Clinton in the highest office in our land.
I openly admit to all of you... I am losing faith in our country to govern itself. Our system is broken, and is in desperate need of an overhaul fast!
NQ1965
PR Elite
And my Nancy as well. She's the ultimate believer and faithful till the end.
Regrettably, she voted for Obama (1st term), she thought it just felt right. She has definite buyers remorse now. (especially after he flip-flop "LIED" over the defensive marriage act.)
Obamacare was never intended to make insurance company's money. Obamacare works for exactly what it managed to be passed for - insuring more people against catastrophe. Barely that.
But the fact that an insurance company can't make money in a market where the customers are subsidized says way
more about the insurance company than Obamacare. If one of my employees set a price to a customer that
didn't make us money, they'd be written up to make sure it only happened one more time and then never again. While actuarial estimates for a marketplace that had hundreds of pages of bloat involved would be even harder than
what we do (what we do can be really hard), fixing it doesn't mean Obamacare is a failure. It means you
screwed the pooch.
There are other reasons Obamacare is a failure.
hershey
PR Elite
They are still making stupid profits, just losing on the Market place policies. Not enough healthy people are purchasing them and as they raise prices to cover the expenditures they are losing more customers.
Double D
PR Founding Father
OK so as a whole they are making money, but if you break out all policies in the market place they are losing.
Got it, that is because if I tell my employees go to the market place they will leave. so I have to pay the higher price. got it.
Market place is cheaper than what I am paying, but I cant send my guys there.
Got it, that is because if I tell my employees go to the market place they will leave. so I have to pay the higher price. got it.
Market place is cheaper than what I am paying, but I cant send my guys there.
hershey
PR Elite
It's cheaper than what you are paying because the coverage is terrible. One of the things they keep.doing is passing the medical expenses onto the policy holder. Yay, I have insurance ! Then your medical bills show up and you realize your deductible is 6000. Then what? And if you beat that your policy is 70/30 with a 15k out of pocket max. Why bother.
GeorgiePorgie
PR Founding Father
Right, each year I pay more and my benefits shrink. But the marketplace can't even touch what I have. My job is self-insured. And they're huge so I'm sure that's a good reason on why we stay low cost
Plus the govt gives grants to those companies that make insurees enroll In a healthy choice program and meet goals. Like smoking cessation, weight watchers equivalents and other things. Asthma control etc...
My job has 4 tiers. Platinum to bronze. Platinum is the lowest premium. (Which is still 40% more than the lowest single tier program before ACA) bronze is the highest premium. It's almost double the cost. If people do nothing they get bronze and they pay for it. But the company still gets the grant because they offer the tiered program to enroll in. If you jump through hoops it makes your insurance about half the cost.
Plus the govt gives grants to those companies that make insurees enroll In a healthy choice program and meet goals. Like smoking cessation, weight watchers equivalents and other things. Asthma control etc...
My job has 4 tiers. Platinum to bronze. Platinum is the lowest premium. (Which is still 40% more than the lowest single tier program before ACA) bronze is the highest premium. It's almost double the cost. If people do nothing they get bronze and they pay for it. But the company still gets the grant because they offer the tiered program to enroll in. If you jump through hoops it makes your insurance about half the cost.
John250
PR Founding Father
My wife went to work as a broker rep for Anthem Blue Cross back in November. They just announced to their brokers, that they are paying NO commissions to the brokers on any individual health policies outside of open enrollment. The adverse selection on them is horrible. People get the policies, use the insurance and drop the polices, because they are guaranteed issue. These people have to have a qualifying event to get on these outside of OE, but what broker is going to spend time explaining all the opinions to a consumer if they make NOTHING on the product? That is Anthems way of getting brokers to NOT sell the products.
Double D
PR Founding Father
What is outside enrollment? outside Obama care?
Read the section on "Insurance" to gain some understanding about how insurance companies work. And why anybody
that sets their prices too low to make money is not doing it right which is no fault of Obamacare. Warren Buffett's letter to shareholders 2016:
http://www.berkshirehathaway.com/letters/2015ltr.pdf
that sets their prices too low to make money is not doing it right which is no fault of Obamacare. Warren Buffett's letter to shareholders 2016:
http://www.berkshirehathaway.com/letters/2015ltr.pdf
hershey
PR Elite
Bullshit sturd. They can't continue to raise prices , cut benefits and expect to sell policies. It's obamacare. .... the laws involved changed everything.
Why is it you don't believe when the insurance companies clearly say they are losing money on the market place policies and that's why they are pulling out???
Why is it you don't believe when the insurance companies clearly say they are losing money on the market place policies and that's why they are pulling out???